Personal Loans Tracker
Every loan in one place, and a way to compare the order in which to pay them.
If you carry more than one loan, the hard part is seeing them together and deciding which to attack first. The PayoffStrategy tab compares payoff orders, such as snowball and avalanche, using the numbers you enter for each loan.
You enter balances, rates and terms, and the sheet does the comparison.
- Payoff strategyCompares ways to pay several loans, snowball against avalanche.
PayoffStrategy - Loan detailWhere you list each loan.
Detail - CalculatorRuns the numbers for each loan.
Calculator - Monthly tracker and annual progressFollow your payoff month by month and year by year.
MonthlyTracker, AnnualProgress - SummaryAll your loans on one page.
Summary
- Before release, the English version passed its 16-test automated suite.
- A check across six types of formula error found none.
- No internal tabs are left visible.
- Like every FinanzaX template, it went through an automated test suite, a measured WCAG AA contrast audit, and a render and PDF verification.
What do I receive?
A link to make your own editable copy of the Google Sheets template, delivered instantly after purchase on Gumroad.
What do I need to use it?
A free Google account and Google Sheets. There is nothing to install.
Is it available in Spanish?
Yes. The Spanish version is Control de Préstamos, a separate product with its own page.
Can I track an informal loan, such as one from family?
Yes. If it has a balance, a rate and a term, you can track it. The sheet does not distinguish by type of loan.
Is this financial advice?
No. FinanzaX products are educational tools. They do not provide financial, investment, tax, legal, accounting, or any other professional advice, and using one does not substitute for advice from a licensed professional who knows your particular situation.
This FinanzaX template is an educational digital tool that helps you organize and track your own financial information. It does not provide personal financial, investment, tax, legal, or accounting advice. All figures shown are estimates based on the information you enter, not guarantees of any outcome. FinanzaX and its creator are not responsible for any financial loss, damage, or decision resulting from the use of this product, to the maximum extent permitted by applicable law. As a digital product delivered instantly upon purchase, refunds are subject to applicable law and the refund policy of the platform (Gumroad) where you purchased it. By purchasing, you acknowledge that you have reviewed this disclaimer and the Terms of Use included in the product.